Comprehensive Protection
Educator Private PPO Coverage Options
Compare plan structures built for independent educators. All options feature $2,500 hospital only deductible structures, nationwide PPO network access, and 100% tax-deductible premiums.
Most Popular Option
$1,000 Deductible Gold PPO
Lowest deductible tier offering priority nationwide PPO network access and minimum out-of-pocket exposure.
- Lowest $1,000 Hospital Deductible
- $2,500 hospital only deductible cap
- Broad Nationwide PPO Network Access
- Preventive Care Covered 100%
- Direct Specialist Visits (No Referral Needed)
Balanced Tier
$2,500 Deductible Gold PPO
Balanced coverage structure combining affordable monthly premiums with predictable deductible caps.
- Moderate $2,500 Hospital Deductible
- $2,500 hospital only deductible cap
- Full PPO Network & Specialist Freedom
- In-Office Doctor & Urgent Care Benefits
- Emergency & Hospital Protection
Budget Saver
$5,000 Deductible Gold PPO
Lowest monthly premium designed for healthy educators seeking major medical security.
- Lowest Monthly Premium Payment
- $2,500 hospital only deductible cap
- Comprehensive Catastrophic Security
- Annual Wellness Exam Included
- PPO Network Rate Discounts
Need help choosing the right plan?
Our licensed PPO advisers can help you compare benefits and check doctor network compatibility.
Call Agent: 1-855-469-1883